Thursday, April 3, 2008

Ups and Downs

OK, since I last wrote:

The county finally made it out to our house, and presented a good offer for our house. It pays off our mortgage, and leaves enough over that we can put down some money on our new house. Phew! This morning I got an email from the county lawyer saying that our closing will be scheduled for the 18th, so two weeks from tomorrow. We're checking with our lender to make sure that we'll be able to settle on the new house at the same time, but I believe that things *should* be in order to do that.

This is a massive relief. Not only was I starting to get really, really discouraged, but the realtor for the seller was starting to say things like, the potential delay for the sale was going to make the seller lose the house to foreclosure, and it was basically our fault, so could we move in anyway and pay rent? Like we can pay two mortgages! What a nut! Anyone with a brain knows that a bank isn't going to choose foreclosure over a guaranteed sale, even if it happens a few days later than was originally planned. I think she's a lot more interested in her commission than her seller, frankly. Either way, her thinly-disguised guilt trips were getting on my nerves.

I wasn't expecting settlements to happen before the end of the month! We still may not move until the beginning of May, but that would give us time to get in there and clean, get some additional fencing for the back yard, take out a couple of small trees, etc.

The same day we signed the offer from the county, DH had a fender-bender on the way out of town on his way to work. He was actually taking a detour to look at the new house, and was waiting to turn left when the guy behind him plowed into his right rear side. They both pulled over, and the guy, who had his elderly mother in the car, was very nice and forthcoming with all his info, handing DH his insurance card and writing down his phone number. DH didn't write down his plate (I know, I know), since he had all this other info, and came home to call the insurance.

Too bad the guy gave him a made-up phone number and a canceled insurance policy.

Can you believe that? I mean, just when I think I have a grip on the fact that there are a lot of dishonest people in the world, boom! We were so amazed. That probably sounds naive, but really, who expects to be handed a canceled policy card? Good grief! Luckily, our insurance will pay for the repairs (other than our deductible, of course, ouch), but still! The only decent thing is that DH got a nice rental car, actually nicer than what he currently drives, that the insurance will also pay for. It's a Nissan Altima, silver, and is of course a lot cleaner than his usual car, too. :)

4 comments:

desperate housewife said...

Phew! Glad everything is falling into place for you with the house situation. Blow some of that house selling dust my way, please!
Also, that sucks about the fake phone number. I mean, I've heard of doing that to some guy you're trying to nicely get rid of at a bar or something, but geez... And with the sweet elderly mother right there!

Kristin.... said...

Well, since you've read my blog you know how I feel about housing in general right now. :0 Glad things are going your way in that area.
Geez, what a LOSER that guy was. Cars and money-yuck.

Swistle said...

I'm really glad the house thing is working out, especially with that yippy little real estate agent nipping at your heels. That guy in the accident is yet another thing making me lose faith in the world.

Creative Kerfuffle said...

ditto what everyone else said. also, i love rental cars for the very fact that they're so clean (meaning have not been lived in by kids). i used to have a clean car. now, god knows what you'll find in my backseat.
CK